We Can Help You With

Funding Your Business

In business you have many needs that require banking and finance support. You may want to;
  • Make managing your cashflow easier.
  • Upgrade equipment to increase your output.
  • Need funding for a special order.
Whatever your need we have multiple solutions to help you get the job done.

Working Capital

It can be difficult to understand, but sometimes you can be in profit, yet the money is going out faster than it is coming in. This can be stressful. Profinance is able to work with you to understand your cash cycle and make things easier. This could include;
  • Additional overdraft.
  • Lending against your invoices (also called factoring, invoice finance and debtor finance).
  • A full restructure of your banking arrangements.
We work with you, to give you the facilities that you need so you can focus on your business.

Business Loans

You may have many needs for a business loan. This could include;
  • Funding for plant and machinery to give you more capacity.
  • Purchase of a competing or complimentary business.
  • Management wanting to buy in to the company.
Profinance is able to keep the process simple, quick and easy to get you the funding that you need to grow your business.

Export Finance

When you sell a product to an export market it can take a long time before the sale turns into cash. This time can extend further when shipping and customs clearance is added. The time from sale to cash can place stress on your business if not managed correctly.
Profinance can help you with all aspects of funding your export needs.

Import Finance

Becoming an importer from overseas can see you needing cash up front. It can be a long time from when the cash is paid, goods produced, shipped, landed and sold. These delays can put pressures on your cashflow.
Profinance is able to assist you with overcoming these issues, leaving your working capital free and allowing you to focus on growing your business.

Aviation Finance

Aviation finance is a specialised field with its own dynamics different to many other asset classes.
  • Profinance works with Private and Commercial owners to arrange funding for fixed or rotary wing aircraft.
  • We can assist with all your purchase needs including overseas purchase and import to New Zealand.